Reader’s Question:

My son was required to carry an sr22. what is an sr22 and why is it more expensive to have?

Holly

Thank you for asking Holly.

Certain states require sr22 form as proof of financial responsibility by the court or under state law for individuals convicted of a certain traffic infractions. The SR-22 form is filed by the insurance provider to show to the state that the individual who has this insurance policy has car liability insurance in active.

SR-22s guidelines varies in different state so your son will need to get information what the requirements are for in your state. The Department of Motor Vehicles may be able to assist you regarding this. An SR22 is a form that shows you have the necessary liability coverages that complies with the state laws.

Some people thinks the SR22 is more expensive than the previous insurance rate. Actually it is more because the amount of insurance policy they need is more than what they are used to carrying.

Goodluck!

MariCAR