Reader’s Question:

I received a parking ticket in Kentucky and I want to know if this affect insurance rates?

Jim

Louisville, KY

A parking ticket may or may not affect your car insurance rates and this depends on how your specific insurance provider assigns points to such violations. There are insurance providers that will not raise rates because of a single parking ticket but if there are multiple ones or unpaid tickets that lead to a driver’s license suspension your insurance rates would likely be affected.

You should speak with your insurance carrier rating system with your insurance broker or you can contact your state’s insurance regulatory body and find out about your company’s insurance rates that are filed with them.