Reader’s Question:

Can I just have an sr22 and not purchase an insurance in my car?

Reena

Thank you for asking Reena.

Most states mandates vehicle owners to purchase a minimum liability coverage of bodily injury and property damage insurance before they can legally operate their vehicles in public roads. The financial responsibility law vary in different states. Those people who got involved in a car accident will be mandated to provide proof of financial responsibility or sr22 up to certain minimum liability insurance limits. Almost all drivers acquire car liability insurance to be able to comply with the financial responsibility law.

If you do not have a car you can purchase a non-owners liability SR22 policy, otherwise, you can make an SR22 filing in conjunction with your present or new car insurance policy.

Goodluck!

MariCAR