Does Getting an SR22 Affect Other Drivers on Insurance Policy
Reader’s Question:
Does one person with an sr22 affects the insurance rate of all the drivers in the household?
Richard
Thank you for asking Richard.
If one individual in the household is mandated to acquire and maintain an sr22, this should not affect the insurance rate and policies of other drivers within the household.
The insurance policies and rate of these other drivers will need to reflect that driver with which is required to carry an sr22 and exclude the driver. If those insurance policies will not exclude the driver and is included in the coverage then those insurance policies and rates could be affected.
If the driver does not have an SR22 on any policy, then the policy in the household will need an SR22 or financial responsibility certificate for the driver.
Goodluck!
MariCAR
Can I Get SR22 Insurance For My Motorcycle
Reader’s Question:
If I have an sr22, will that cover motorcycle as well?
Indigo
Thank you for asking Indigo.
Since you have a non-owners SR-22 then you don’t need to have coverage on the motorcycle. You should be able to meet the other motorcycle insurance requirements like:
a. should wear a helmet and;
b. should be 21 years old or older
A policy for motorcycle will need to be separate from your SR22 car insurance policy. In addition to that if you have a lien holder on the bike they may require that you hold comprehensive and collision coverage.
Goodluck!
MariCAR
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