Cheap SR22 Insurance After a DWI Charge

 

August 3, 2010 by · Leave a Comment
Filed under: Cheap SR22 Insurance 

I got a DWI and i paid a lot… plus my car is completely wreck… so i have to add my car cost to $15,000 bucks…I found this helpful video. Listen to him. It will save you a lot of money especially if you have an SR22.

Does Auto Insurance Rate Increase On Seniors Over 65

 

June 19, 2008 by · Leave a Comment
Filed under: Senior Citizen Auto Insurance 

Reader’s Question:

Does your auto insurance rates go up once you reach the age of 65?

Rob

Chicago, IL

 

No, insurance rates do not necessarily increase once you reach age 65. It will depend upon insurance company guidelines and state laws if auto insurance rates will be raised after a motorist turns a certain age.

Some insurance carriers offer lower rates to those between 50 and 65 years of age,because this group has lower accident rates. After the age 65 rates do start to rise again though and those over age 70 may have difficulty looking for an insurance company to accept them as a new policyholder since accidents for this age group tend to go up.

There are car insurance companies though that give senior driver discounts for drivers of a certain age with clean history or discounts to seniors who attend an approved driving course.

One of the best ways to lower your annual premiums is to have a higher deductible amount.. Like a $1,000, is what I carry personally.

Now, if you are a claim free and safe driver like I am, you could be saving a ton of money each year on your premiums.  People fail to realize that the deductible amount is only paid when they file a claim and their insurance company pays that claim.